More than 700 Realtors® attended virtually and in person to hear an update from economist Dr. Joseph Von Nessen and hear the results of CTAR’s first-ever housing study.
Links to the presentations from the event are available below, and you can replay the event any time, here. Photos are available to view on our Facebook page.
Replay the Livestream of the Event
Dr. Von Nessen’s Presentation
CTAR Housing Study
AEG’s Presentation of the Housing Study
Charleston Realtors are mobilizing efforts to help our neighbors in North Carolina who have been devastated by Hurricane Florence.
In addition to the support that will be offered by the Realtors Relief Fund several Charleston Realtors are collecting supplies and heading to NC to provide boots-on-the-ground relief to many who need it.
If you are interested in supporting their efforts, please contact Realtor Tiffany Johnson or Realtor Chayanne Lake.
Tiffany and her team are traveling to NC on Monday, September 24 and are collecting supplies to support their efforts there. Donations can be made at either of the Johnson and Wilson offices, 207-B East 5th North Street in Summerville and 1830 Savannah Highway in Charleston (West Ashley). Their list of needed supplies is below.
Chayanne Lake is working with a group of women who have established “Fighting Flo in the Lowcountry” and are collecting donations that will be delivered to those in need. Please visit their website or connect with them on Facebook for a list of needed supplies and donation drop off sites.
You can also donate to the Realtor Relief Fund to provide assistance to those who are displaced by the storm or suffered damage to their homes.
Needed Supplies
*can be dropped off at Johnson & Wilson’s offices (addresses above)
· Bleach
· Buckets, 5-gallon
· Cleaners, household
· Disinfectant dish soap, 16- or 28-ounce bottle
· Latex Gloves
· Work Gloves
· Masks
· Scouring pads
· Scrub brush
· Towels for cleaning
· Trash bags, heavy-duty
· Bottled waters
· Gallon of waters
· Tarps for temporary tarping of roofs
NAR has expanded its partnership with zipLogix to now include zipTMS™, their transaction management component, at no cost to Realtor members. Members will enjoy the benefits of zipTMS™, including providing access to a comprehensive platform to manage transactions from beginning to end. This partnership will keep REALTORS® at the center of the transaction, helping state and local REALTOR® associations increase membership providing access to zipForm Plus and zipTMS™
Announced at the end of 2015, the software is now officially available, intended to provide members with access to top technology in the industry. You can find more information on NAR’s website here.
There are currently over 600,000 members that use zipLogix with the goal of increasing that number after the partnership. This easy-to-use real estate forms and transaction management software platform is designed to help increase productivity, integrity and provides intellectual property protections for state and local form. It also authenticates users through NAR’s NRDS database.
ZipLogix is a 100-percent REALTOR® association-owned company, and with the help of NAR, are committed to making sure REALTORS® have the resources they need to succeed in today’s real estate environment.
The Realtors® Housing Opportunities Fund (RHOF) is an endowed fund created by the Charleston Trident Association of REALTORS® supporting non-profit organizations to make a positive difference in the local community. RHOF’s giving mission is three-pronged: the repair or rehabilitation of low-to-moderate income housing, creation of new affordable housing, and education to encourage responsible homeownership.
The Fund is administered by the Coastal Community Foundation and since its inception, RHOF has provided OVER $1 million in funding to Lowcountry nonprofits.
On April 8th 2022, the Realtors®️ Housing Opportunities Fund (RHOF) Committee hosted a Build Day with Dorchester Habitat for Humanity. RHOF granted them $3,125 towards a new home for The Levine Family. Tyornia Levine is the chef manager at the College of Charleston and a single parent of six children. This grant was just one of 15 grants awarded in 2022 totaling over $58,995!
2022 Grant Recipients:
Beyond Our Walls (BOW) | $2,120
Charleston Habitat | $3,125
Coastal District Council, St. Vincent de Paul Society | $5,000
Community First Land Trust| $2,500
Dorchester Habitat | $8,125
Eastside Community Development Corporation | $5,000
I am Voices, Inc. | $5,000
Liberty Hill Redevelopment Group | $5,000
Operation Home | $10,000
Our Lady of Mercy | $6,250
Sea Island Habitat | $6,875
This spring, the Realtors® Housing Opportunities Fund (RHOF) Committee presented a check to Dorchester Habitat for Humanity for $5,000 towards a new home for Laura, a first time homeowner and single mom of 4 children who had previously been living in a garage apartment. The committee also helped build Laura’s home! This grant was just one of 18 grants awarded in 2019 totaling over $54,000!
2019 Grant Recipients:
Berkeley Habitat | $3,000
Charleston Habitat | $5,000
Dorchester Habitat | $9,000
East Cooper Ecunemical Network | $4,000
East Cooper Habitat | $2,000
Eastside Community Development Corporation | $2,000
Fresh Start Visions | $3,000
Home Works of America | $3,000
Increasing HOPE Financial Training Center | $3,000
Metanoia | $3,000
Operation Home | $5,300
Palmetto Community Action Partnership | $3,000
Sea Island Habitat for Humanity | $3,000
Sewee to Santee Community Development Corporation | $3,000
St. Vincent de Paul Society, St. Clare of Assisi | $3,000
How You Can Help:
Donate
100% of your donation is tax deductible to the extent allowed by law and will be granted back out into our local community. Mail in a check payable to RHOF to CTAR, c/o RHOF, 5006 Wetland Crossing, North Charleston, SC 29418 or click here to donate online.
Volunteer
Sign up to help us at our next volunteer project for one of grant recipients. We volunteer each spring and fall. Contact us if you’d like to be added to the volunteer list.
Serve on the Committee
The RHOF committee is made up of volunteer Realtor leaders who meet 5-6 times per year to award grants and coordinate fundraisers.
Attend a Fundraising Event
RHOF hosts 2 Cocktails for Community events each year. Just by attending, you are helping us raise money!
For more information on RHOF or to get involved please email
jessie@www.charlestonrealtors.com.
Please join us on March 24 at 10 am at the Columbia Metropolitan Convention Center and the South Carolina Statehouse, to show your support for the American Dream of Homeownership and Quality of Life for all South Carolinians!
March 24 | 10 am – 3 pm
Register here. (no cost for Realtor® members)
Join your fellow Realtors®, legislators and the media as we let our voices be heard. The issues we’re tackling this year are:
– Real Estate License Law Update & Modernization
– Business License Tax Reduction
– Patent Reform
– Environmental litigation Reform
– Property Tax Reform
The day’s events will include a full issue briefing by your SCR lobbyist, events inside the Statehouse, and a BBQ lunch with your legislators.
It’s time to take our message to our elected officials. Don’t miss this opportunity to meet with your legislators and rally support for the Realtor® Party.
If there is enough participation, CTAR will provide transportation to the event.
Launch into your real estate career by joining the premier organization for real estate professionals in the Charleston region! For the first time ever, you can network with a professional member base of more than 4,000 local Realtors®. Connect with the people who are going to give you your next job and help you close your first deal.
Membership with CTAR and CID will provide you with unparalleled professional networking opportunities and the chance to get a head start on your competition in the local real estate market!
Apply by September 8, 2017 to win one of ten scholarship memberships! Winners will enjoy full Student Membership benefits plus paid admission fees to all events.
*Deadline to apply for the scholarship is September 8, 2017. Membership valid September 2015-June 2016.
Annual Student Membership Includes
*Student memberships are for students who are seeking a graduate or undergraduate degree in real estate, have completed at least 1 year of college and one college level real estate course and are not yet associated with an established real estate office.
Submit your application online, here.
For questions regarding Student Memberships, contact Claire Hayden.
Join us on Wednesday, August 15 from 9:30-11am in the Crystal Ballroom of the Charleston Marriott for the 2012 Midyear Market Update!
Dr. Lawrence Yun, chief economist and senior vice president of research with the National Association of REALTORS® (NAR) will be our keynote speaker and share his analysis of the national and local real estate markets as well as share a forecast for the remainder of 2012 and beyond.
Seating is limited–register today!
Come early for coffee and pastries and browse our Affiliate Expo!
Join us from 8:30-9:30am in the Crystal Ballroom lobby for a cup (or two!) of coffee, a breakfast snack and to meet more than 30 of CTAR’s affiliate member companies.
Our affiliate members are lenders, home inspectors, title companies, attorneys, advertising outlets and companies who offer homeowner support services.
Thank you to our Annual Sponsors!
The Reading with Realtors® program has continued to enrich the lives and improve the literacy of underserved children in the Lowcountry for over ten years. To reach even more students, we’ve joined with Reading Partners®.
Our volunteers work with elementary students throughout the area by reading with a student one hour most weeks during the school year and we would love for you to join us! To learn more, check out this brief 3 minute video.
Make a forever difference in a child’s life and they ‘ll make a forever difference in yours!
You can do it! Simply go to the Reading Partners South Carolina website, select “register now,” then be sure to click “Reading With Realtors®” and complete the application.
You’ll hear from Christine Messick with Reading Partners® to schedule a 45 minute Orientation and when you’re ready you’ll be assigned a student.
Questions? Contact teena@www.charlestonrealtors.com
The Charleston Trident Association of REALTORS® (CTAR) has a long-standing commitment to fostering a culture of philanthropy among its staff and membership.
Through our philanthropies, the REALTORS® Housing Opportunities Fund (RHOF), and Reading with REALTORS®, CTAR and its members display an ongoing commitment to enhancing our local community.
With more than 2,500 members, staff and leadership actively supporting one or more of its charitable causes, CTAR is making a significant impact on the betterment of the Charleston and Lowcountry communities.
REALTORS® Housing Opportunities Fund
So far this year, RHOF has granted out more than $30,000 to local affordable housing organizations including: Dorchester, East Cooper, Berkeley, Sea Island, and Charleston Habitats for Humanity, Operation Home, United Methodist Relief Center, Human Needs Network, Humanities Foundation, Charleston Area CDC, Home Works of America and the Rural Mission.
The funds distributed by RHOF can ease the cost of repair or reconstruction for those living in substandard housing. The Fund is administered by the Coastal Community Foundation and since its inception over a decade ago, RHOF has provided nearly $730,000 in funding to Lowcountry nonprofits. Learn more about RHOF, here.
Reading with REALTORS®
The Reading with REALTORS® program has enriched the lives and improve the literacy of more than 350 underserved children in the Lowcountry.
Volunteer REALTORS® spend one hour a week throughout the school year reading with a child at James Simons Elementary and accompany them on special field trips. The trips are designed to introduce the students to new experiences and opportunities they may not otherwise have without the Reading with REALTORS® program. Learn more about the program, here.
South Carolina Funding Options Helps Homeowners
Approximately 295 million dollars in Hardest Hit Funds has been awarded to the State of South Carolina to help struggling homeowners avoid foreclosure. When retaining the property is no longer an option, SC HELP offers a program that will give the homeowner monetary assistance if they can avoid foreclosure by means of a Short-sale option or Deed-in-Lieu.
Watch the SCR Webinar (archived here; login required) with Mandie Mills from the SC State Housing Finance and Development Authority, who shares details about the SC HELP Property Disposition Assistance and how it can help your clients, friends, or family.
Key components for SC HELP include:
• Monthly Payment Assistance-assisting homeowners with monthly payments for a defined period of time while they seek employment and a return to self sustainability.
• Direct Loan Assistance-for borrowers who have experienced a hardship but have regained the ability to pay. Funds can be used to pay arrearages in order to bring the loan current.
• Property Disposition Assistance-in cases where the mortgage cannot be salvaged, funds may be provided to incentivize short sales, deeds-in-lieu of foreclosure and to help transition families from homeownership to rental housing.
Homeowner applicant criteria:
Homeowners applying for Monthly Payment Assistance or Direct Loan Assistance must meet certain threshold requirements in order to apply for help:
1. Borrower or co-borrower must be able to document that the delinquency was a result of a hardship event beyond his/her control (i.e. unemployment, death of a spouse, catastrophic medical expenses, etc.)
2. Mortgage payments must have been made on time for 12 months preceding the hardship event with no more than two 30-day late occurrences
3. The property securing the mortgage must be owner-occupied as a full-time residence
4. Borrower must provide a financial hardship affidavit
5. Mortgage can be no more than 120 days delinquent
6. Loan servicer/investor must be willing to accept payments and provide required data and reporting
Assistance from SC HELP will be provided in the form of a nonrecourse zero-percent interest, non-amortizing, forgivable loan secured by a subordinate lien on the subject property. The loan will be forgiven over a five-year period at a rate of 20% per year. If property is sold or refinanced
prior to the loan termination date, funds will be recovered should sufficient equity be available
from the transaction. The Property Disposition Assistance Program will provide a one time,
lump sum grant to the recipient.
phone 843.760.9400 . 5006 Wetland Crossing Drive North Charleston, SC 29418
